.guide-page{background:var(--canvas)}
.guide-shell{max-width:1120px}
.guide-reading{max-width:920px}
.guide-hero{position:relative;padding:34px 0 92px;border-bottom:1px solid var(--line);background:#f8f8f4}
.guide-hero::before{content:"";position:absolute;inset:0 0 auto;height:2px;background:linear-gradient(90deg,var(--coral) 0 15%,var(--purple) 15% 38%,transparent 38%)}
.breadcrumb{display:flex;align-items:center;gap:10px;margin-bottom:76px;color:var(--muted);font-size:.78rem;font-weight:600}
.breadcrumb a{color:var(--muted)}.breadcrumb a:hover{color:var(--purple)}
.guide-hero__grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(320px,.7fr);gap:72px;align-items:end}
.guide-hero h1{max-width:760px;margin:20px 0 28px;font-size:clamp(3.1rem,5.8vw,5.8rem);line-height:.96}
.guide-intro{max-width:680px;color:#39465e;font-size:1.26rem;line-height:1.55}
.guide-byline{margin:30px 0 0;color:var(--muted);font-size:.77rem;font-weight:600;letter-spacing:.02em}
.guide-byline span{padding:0 7px;color:var(--coral)}
.hero-equation{border-top:1px solid var(--navy);border-bottom:1px solid var(--line-strong);padding:26px 0 22px}
.hero-equation>span{color:var(--coral);font-size:.68rem;font-weight:700;letter-spacing:.15em}
.hero-equation>p{margin:20px 0 28px;font-family:var(--font-display);font-size:clamp(1.7rem,2.6vw,2.35rem);line-height:1.2}
.hero-equation>p b{color:var(--purple);font-family:inherit;font-weight:400}
.hero-equation>div{display:flex;flex-wrap:wrap;gap:7px}
.hero-equation>div span{border:1px solid var(--line-strong);padding:5px 7px;color:var(--muted);font-size:.58rem;font-weight:700;letter-spacing:.07em}
.guide-jump{position:relative;z-index:2;border-bottom:1px solid var(--line);background:var(--paper)}
.guide-jump .container{display:flex;align-items:center;gap:26px;min-height:58px;overflow-x:auto;white-space:nowrap}
.guide-jump span{color:var(--muted);font-size:.67rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.guide-jump a{color:#3e4960;font-size:.78rem;font-weight:600}.guide-jump a:hover{color:var(--purple)}
.guide-opening{padding:100px 0 66px;font-size:1.12rem;line-height:1.75}
.guide-opening p{margin-bottom:24px}
.guide-opening blockquote{margin:44px 0;padding:2px 0 2px 30px;border-left:3px solid var(--coral);font-family:var(--font-display);font-size:clamp(1.8rem,3.2vw,2.75rem);line-height:1.25}
.guide-section{display:grid;grid-template-columns:68px minmax(0,1fr);gap:30px;padding:86px 0;border-top:1px solid var(--line-strong)}
.section-number{padding-top:5px;color:var(--coral);font-size:.7rem;font-weight:700;letter-spacing:.1em}
.guide-section__body>h2{max-width:720px;margin:16px 0 30px;font-family:var(--font-display);font-size:clamp(2.25rem,4.2vw,3.7rem);font-weight:600}
.guide-section__body>p,.guide-section__body>ul{font-size:1.04rem;line-height:1.75}
.text-formula{margin:34px 0;padding:28px 30px;border:1px solid var(--navy);background:var(--navy);color:#fff;font-family:var(--font-display);font-size:clamp(1.45rem,2.8vw,2.15rem)!important;line-height:1.4!important}
.formula-definitions{margin:54px 0 34px;border-top:1px solid var(--line-strong)}
.formula-definitions>div{display:grid;grid-template-columns:180px 1fr;gap:32px;padding:24px 0;border-bottom:1px solid var(--line)}
.formula-definitions dt{font-weight:700}.formula-definitions dd{margin:0;color:var(--muted)}
.source-note{padding-left:22px;border-left:2px solid var(--purple);color:var(--muted);font-size:.94rem!important}
.source-note a,.editorial-list a,.source-list a{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.example-label{display:inline-block;margin-bottom:22px;padding:6px 8px;background:#e9ece7;color:var(--muted);font-size:.68rem!important;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.example-ledger{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(230px,.85fr);border-top:1px solid var(--navy);border-bottom:1px solid var(--navy)}
.example-ledger table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}
.example-ledger caption{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.example-ledger th,.example-ledger td{padding:13px 14px;border-bottom:1px solid var(--line);text-align:left}
.example-ledger th{font-weight:500}.example-ledger td{text-align:right}
.example-ledger tfoot th,.example-ledger tfoot td{border-bottom:0;color:var(--green);font-weight:700}
.example-ledger>p{display:flex;flex-direction:column;justify-content:center;margin:0;padding:32px;border-left:1px solid var(--line-strong);background:#e9ece7;font-size:1.15rem;font-variant-numeric:tabular-nums}
.example-ledger>p span{margin-bottom:16px;color:var(--muted);font-size:.64rem;font-weight:700;letter-spacing:.12em}
.example-ledger>p strong{display:block;margin-top:7px;color:var(--green);font-family:var(--font-display);font-size:2.4rem}
.truth-check-section{padding:110px 0;background:var(--navy);color:#fff}
.truth-check-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.78fr);gap:90px;align-items:center}
.truth-check-copy .eyebrow{color:#bdb7ff}.truth-check-copy h2{margin:18px 0 28px;font-family:var(--font-display);font-size:clamp(2.6rem,4.6vw,4.5rem);font-weight:600}
.truth-check-copy p,.truth-check-copy li{color:#c8d0e0}.truth-check-copy ul{padding-left:20px;line-height:1.9}
.truth-check{padding:34px;background:#fff;color:var(--ink);box-shadow:18px 18px 0 #1c3060}
.truth-check__label{padding-bottom:17px;border-bottom:1px solid var(--line);color:var(--coral);font-size:.65rem;font-weight:700;letter-spacing:.12em}
.truth-check__known{margin:18px 0}.truth-check__known div{display:flex;justify-content:space-between;gap:24px;padding:7px 0}
.truth-check__known dt{color:var(--muted)}.truth-check__known dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}
.truth-check label{display:block;margin:23px 0 7px;font-weight:700}
.money-input{display:grid;grid-template-columns:38px 1fr;border:1px solid var(--line-strong);background:#fff}
.money-input span{display:grid;place-items:center;border-right:1px solid var(--line);color:var(--muted)}
.money-input input{min-width:0;width:100%;border:0;padding:12px;background:transparent;color:var(--ink);outline:0}
.money-input:focus-within{border-color:var(--purple);box-shadow:0 0 0 3px var(--purple-soft)}
.truth-check>p{margin:7px 0 22px;color:var(--muted);font-size:.73rem}
.truth-result{display:flex;flex-direction:column;gap:6px;padding:22px;border-left:3px solid var(--orange);background:var(--orange-soft)}
.truth-result>span{color:var(--orange);font-size:.66rem;font-weight:800;letter-spacing:.11em}
.truth-result>strong{font-size:1.15rem}.truth-result>p{margin:0;color:#76431c;font-size:.85rem}
.truth-result code{margin-top:9px;color:inherit;font-family:inherit;font-size:.82rem;font-variant-numeric:tabular-nums;white-space:normal}
.truth-result--complete{border-color:var(--green);background:var(--green-soft)}
.truth-result--complete>span,.truth-result--complete>p{color:var(--green)}
.truth-result--invalid{border-color:var(--red);background:var(--red-soft)}
.truth-result--invalid>span,.truth-result--invalid>p{color:var(--red)}
.truth-states{display:grid;gap:0;margin-top:48px;border-top:1px solid var(--navy)}
.truth-states article{display:grid;grid-template-columns:140px 1fr 1.3fr;gap:28px;padding:29px 0;border-bottom:1px solid var(--line);align-items:start}
.truth-states h3,.truth-states p{margin:0}.truth-states p{color:var(--muted)}
.state-tag{width:max-content;padding:5px 8px;border:1px solid currentColor;font-size:.62rem;font-weight:800;letter-spacing:.08em}
.state-tag--complete{color:var(--green)}.state-tag--incomplete{color:var(--orange)}.state-tag--unavailable{color:var(--red)}
.month-comparison{display:grid;grid-template-columns:1fr auto 1fr;gap:26px;align-items:center;margin:42px 0;padding:30px 0;border-top:1px solid var(--navy);border-bottom:1px solid var(--line-strong)}
.month-comparison>div:not([aria-hidden]){display:grid;grid-template-columns:1fr auto;gap:3px 18px}
.month-comparison span{grid-column:1/-1;color:var(--muted);font-size:.62rem;font-weight:700;letter-spacing:.1em}
.month-comparison strong{font-family:var(--font-display);font-size:2.2rem}.month-comparison small{align-self:center;color:var(--muted)}
.month-comparison b{grid-column:1/-1;color:var(--green);font-size:.85rem}
.month-comparison>div:last-child b{color:var(--red)}
.editorial-list{margin:45px 0 0;padding:0;list-style:none;counter-reset:costs}
.editorial-list li{position:relative;padding:27px 0 27px 70px;border-top:1px solid var(--line);counter-increment:costs}
.editorial-list li::before{content:"0" counter(costs);position:absolute;left:0;top:30px;color:var(--coral);font-size:.68rem;font-weight:700;letter-spacing:.08em}
.editorial-list h3{margin-bottom:8px;font-size:1.22rem}.editorial-list p{margin:0;color:var(--muted)}
.trust-checklist{display:grid;grid-template-columns:1fr 1fr;gap:0;margin:40px 0 60px;padding:0;border-top:1px solid var(--navy);list-style:none}
.trust-checklist li{position:relative;padding:20px 22px 20px 32px;border-bottom:1px solid var(--line)}
.trust-checklist li:nth-child(odd){border-right:1px solid var(--line)}
.trust-checklist li::before{content:"";position:absolute;left:0;top:27px;width:10px;height:10px;border:1px solid var(--purple)}
.principle-callout{padding:45px;background:#e9ece7}
.principle-callout>span,.accounting-note>span{color:var(--coral);font-size:.65rem;font-weight:700;letter-spacing:.12em}
.principle-callout h3{max-width:580px;margin:15px 0 20px;font-family:var(--font-display);font-size:clamp(2rem,3.5vw,3.15rem);font-weight:600}
.principle-callout blockquote{margin:28px 0;padding:0;color:var(--purple);font-family:var(--font-display);font-size:1.7rem}
.approach-section{padding:110px 0;background:#e9ece7}
.approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}
.approach-grid h2{margin-top:18px;font-family:var(--font-display);font-size:clamp(2.65rem,4.5vw,4.4rem);font-weight:600}
.approach-grid p{font-size:1.03rem;line-height:1.75}
.approach-questions{margin:34px 0;padding:0;border-top:1px solid var(--navy);list-style:none;counter-reset:questions}
.approach-questions li{padding:17px 0;border-bottom:1px solid var(--line-strong);counter-increment:questions;font-weight:700}
.approach-questions li::before{content:"0" counter(questions);margin-right:24px;color:var(--coral);font-size:.65rem;letter-spacing:.08em}
.approach-link{display:inline-block;margin-top:12px}
.source-list{margin:28px 0;padding:0;border-top:1px solid var(--line);list-style:none}
.source-list li{padding:15px 0;border-bottom:1px solid var(--line)}
.reviewed-date{margin-top:28px;font-weight:700}.source-disclaimer{color:var(--muted);font-size:.84rem!important}
.faq-list{margin-top:45px;border-top:1px solid var(--navy)}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list summary{position:relative;padding:23px 45px 23px 0;cursor:pointer;font-size:1.06rem;font-weight:700;list-style:none}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";position:absolute;right:5px;color:var(--purple);font-size:1.5rem;font-weight:400}
.faq-list details[open] summary::after{content:"−"}
.faq-list details>div{max-width:700px;padding:0 45px 24px 0;color:var(--muted)}
.accounting-note{margin:10px 0 100px;padding:40px;border:1px solid var(--line-strong);background:#f8f8f4}
.accounting-note h2{margin:14px 0 20px;font-family:var(--font-display);font-size:2.25rem;font-weight:600}.accounting-note p{color:var(--muted)}
.guide-final-cta{padding:110px 0;background:var(--navy);color:#fff;text-align:center}
.guide-final-cta .eyebrow{color:#bdb7ff}.guide-final-cta h2{max-width:780px;margin:20px auto;font-family:var(--font-display);font-size:clamp(2.8rem,5vw,5rem);font-weight:600}
.guide-final-cta p{max-width:650px;margin:0 auto 34px;color:#c8d0e0;font-size:1.08rem}
.guide-final-cta .button{border-color:#fff;background:#fff;color:var(--navy)}.guide-final-cta .button:hover{border-color:#bdb7ff;background:#bdb7ff}
.financial-truth-link{margin:58px 0 42px;padding:34px 0;border-top:1px solid var(--navy);border-bottom:1px solid var(--line)}
.financial-truth-link h2{max-width:650px;margin:14px 0;font-family:var(--font-display);font-size:2.15rem;font-weight:600}
.financial-truth-link p{max-width:720px;color:var(--muted)}

@media(max-width:900px){
  .guide-hero__grid,.truth-check-grid,.approach-grid{grid-template-columns:1fr}
  .guide-hero__grid{gap:52px}.truth-check-grid{gap:58px}.approach-grid{gap:30px}
  .truth-states article{grid-template-columns:130px 1fr}.truth-states p{grid-column:2}
}
@media(max-width:720px){
  .guide-hero{padding:25px 0 64px}.breadcrumb{margin-bottom:50px}
  .guide-hero h1{font-size:clamp(2.65rem,12vw,4.2rem)}
  .guide-intro{font-size:1.08rem}.hero-equation>p{font-size:1.75rem}
  .guide-jump .container{gap:20px}.guide-jump span{display:none}
  .guide-opening{padding:68px 0 42px;font-size:1rem}.guide-opening blockquote{margin:34px 0;padding-left:20px}
  .guide-section{grid-template-columns:1fr;gap:10px;padding:64px 0}.section-number{padding:0}
  .guide-section__body>h2{font-size:2.35rem}
  .formula-definitions>div{grid-template-columns:1fr;gap:6px}
  .text-formula{margin-inline:-4px;padding:23px 20px}
  .example-ledger{grid-template-columns:1fr}.example-ledger>p{border-top:1px solid var(--line-strong);border-left:0}
  .truth-check-section,.approach-section,.guide-final-cta{padding:76px 0}
  .truth-check{padding:24px;box-shadow:10px 10px 0 #1c3060}
  .truth-states article{grid-template-columns:1fr;gap:12px}.truth-states p{grid-column:auto}
  .month-comparison{grid-template-columns:1fr}.month-comparison>div[aria-hidden]{transform:rotate(90deg);text-align:center}
  .editorial-list li{padding-left:45px}
  .trust-checklist{grid-template-columns:1fr}.trust-checklist li:nth-child(odd){border-right:0}
  .principle-callout,.accounting-note{padding:28px 22px}
  .approach-grid h2{font-size:2.65rem}
}
@media(max-width:420px){
  .guide-page .container{width:min(calc(100% - 28px),var(--container))}
  .example-ledger th,.example-ledger td{padding-inline:8px}
  .truth-check{padding:20px 16px}
}